Cargo

Marine Insurance / Cargo


It’s the insurance of the imported cargo from the supplier to the imported's housewares , By this policy there are many covers:
- All Risks ( ship – motor vehicle , aircraft – train )
 .The insurance starts from loading the cargo and run until discharge in the Insured warehouses against all perils arising out of theft , fire , collision, overturning and shortage .
- Motor / train / Aircraft clause :
It covers losses due to fire , collision , overturning , bridges breakage , or any similar accident during cargo's transport.
- Internal transport
It covers losses due to overturning bridges breakage , fire , collision or any similar accidents or loss full freight unit or theft.

Policy Exclusion :

  1. Robbery and plunder due to terrorism or war
  2. Inherent defect
  3. Inadequate packing
  4. Willful act / Bankrupt of the vehicle's owner.
  5. Delay arising out of loss or damage or using a weapon or transporting third party.

     

Marine claims / cargo

1- The Insured shall give a notice of any accident during a 15 days time limit of the consignment delivery .
2- Asurvey is carried out by the company and report of damage prepared by the company and the insured representatives . The Insured should furnish the company with the regular documents ( invoice of supplier , bill of lading , a certificate signed by the carrier confirm the damage or loss whether the carriage was by ( sea , motor , air ) .
3- The insurer examine the claim's documents and settle the loss according to the fixed prices in the supplier invoice .
4- The insured sign an discharge receipt and if there is any difference to the amount to be paid , the company shall express it to the insured .
5- In case of a recovery against the party caused the damage ( the carrier ) , the company shall takes all necessary procedures to obtain an indemnity from other parties by normal or legal means

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National Insurance Company launches new document social insurance for college students

National Insurance Company launched a new insurance document devoted to college students ongoing study. The general director of the National Insurance Company Mr. Sadiq Fadhel Silverline "The company and the basis of their tasks and responsibilities fired a close group insurance for students continuing to study in Iraqi universities, explaining that the cases that will be covered by the document is a natural death, and accidental death accidental, and death due to a terrorist incident. The injured permanent malfunction by a decision of a medical committee and the various stages of education. " The director of the company that the document will cover all college students aged (18-30 years) for a period of one academic year of the start of the school year, the date of the expiry Added general manager of the company that the amount of the specific insurance under this policy pays in the event of death of the insured to the beneficiary or rightful heirs, according to the desire of the insured upon issuance of the document

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