The Combined Agricultural policy

First

It's a combined policy has general conditions for all types of Agricultural Insurance Also has 5 supplementaries and each supplementary has It's own special conditions.

1- Fire Insurance supplementary

This insurance covers all animal wealth projects , fodder facteries , hatchery, grains store houses , and a refrigeration warehousing . The company will indemnify the insured in respect of any damage resulted from fire and allied perils ( i.e ) storms and tempest , flood , Inundation , strikes , riot , and Malicious Act , Bursting of pipes , overflowing of water tanks , Aircraft and articles dropped therefrom , spontaneous combustion , earthquake, Explosion , and impact damage by road vehicle .
 

 2- Poultry Insurance Supplementary 

    The company will indemnify the Insured in respect of death arising out of illness or accident as follows :
      A- Broilers for 56 days .

 

      B- Laying chickens for 6 months ( breeding period ) and one year and a half for a production period .

 

      C- Meat chicken for 78 weeks .

 

      The insurance premium depends on farm specification shown in the survey report carried out by the agricultural insurance surveyors .

 

3- Livestock insurance supplementary .

     The company will indemnify the insured in respect of death for cows , buffalos , sheep , coats and horses arising out of disease or illness and accidents during the insurance period


4- Crop Insurance supplementary

This insurance covers agricultural crop , orchard , and vegetables from fire and lightning , heavy rains , inundation , flood , frost and snow fall , articles dropped therefrom , hail , drought in the rainfed area , and agricultural pests and insects which can't be controlled .

5:Agricultural vehicle insurance policy

    This insurance cover all  the agricultural vehicles from fire , theft , turning over , with tariff's rates .

Second :

1-   Theft insurance supplementary
This insurance covers any loss or damage to the insured property arising out of theft or any attempt thereat .